Real Estate Financing in Saudi Arabia: Your Path to Homeownership

Owning your dream home in Saudi Arabia is now within reach, thanks to Arib’s comprehensive real estate financing solutions. Whether you’re a first-time buyer or looking to invest, Arib connects you with top licensed lenders, offering competitive rates and flexible terms.

Key Features of Arib’s Real Estate Financing

Flexible Financing Options: Choose from various plans tailored to your needs.
High Loan Amounts: Secure financing up to SAR 1 million.
Extended Repayment Terms: Benefit from repayment periods of up to 30 years.
Sharia-Compliant Solutions: All financing options adhere to Islamic principles.
Quick and Paperless Process: Experience a seamless, hassle-free application process.
Available for All Residents: Open to both Saudi nationals and non-Saudi residents.
Expert Guidance: Access to professional consultants to help you select the best offer.

Eligibility Requirements

To qualify for real estate financing through Arib, ensure you meet the following criteria:

Employment Status: Must be employed and registered with the General Organization for Social Insurance (GOSI).
Minimum Salary: SAR 4,000 per month.
Residency: Valid residency permit for non-Saudis.
Age Limit: Applicants must be 65 years or younger.
Credit Profile: Must align with the finance provider’s credit policy.
Financial Obligations: Monthly installments and financial obligations must not exceed the maximum limit set by the Saudi Central Bank.

Types of Real Estate Financing Available

Arib offers a variety of real estate financing options to suit different needs:

Ready Property Financing: For purchasing completed properties.
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Off-Plan Property Financing: For properties under construction.
Sakani Program Financing: Government-supported financing through the Real Estate Development Fund.
Self-Build Financing: For constructing your own property.
Land Purchase Financing: For acquiring land for future development.
Mortgage Refinancing: To refinance existing property loans.

Can I Get Real Estate Financing Without a Down Payment?

Yes, some financing providers offer programs with no down payment, especially for beneficiaries of the Real Estate Development Fund (REDF).

Repayment Period

The repayment period for real estate financing can extend up to 30 years, depending on the agreement with the finance provider.

How to Apply

Applying for real estate financing through Arib is straightforward:

Visit the Arib Platform: Go to arib.com.sa.
Submit Your Application: Fill out the online application form with your details.
Compare Offers: Review and compare financing offers from various licensed providers.
Select the Best Offer: Choose the offer that best suits your needs.
Receive Approval: Get quick approval and proceed with the financing process.

Contact Arib

For more information or assistance:

Email: care@arib.com.sa
Phone: 8001210009 (Available daily)
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Address: 11586 King Abdullah Rd, Al Mughrizat, Riyadh

Arib’s real estate financing solutions are designed to make homeownership in Saudi Arabia accessible and straightforward. With competitive rates, flexible terms, and a user-friendly application process, Arib is your trusted partner in achieving your real estate goals.

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