Check Insurance Expiry Date Vehicle, Health & Travel Insurance

Have you ever forgotten when your insurance expires — only to find out after it’s too late?
Whether it’s your car insurance, health insurance, or travel coverage, keeping track of your insurance expiry date is essential for peace of mind and avoiding costly penalties.

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If you’re living in Saudi Arabia, the process of checking your insurance expiry date is simple, quick, and fully online.

In this guide, we’ll show you:

• How to check your insurance expiry date for vehicles, health, or travel insurance.

• The official websites and portals to use.

• Why keeping track of your expiry date matters.

• And answers to common questions about insurance renewals.

Let’s get started.

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Why You Should Check Insurance Expiry Date Regularly

Knowing your insurance expiry date helps you:

1.  Avoid fines or violations – Driving with expired car insurance can lead to penalties under Saudi traffic law.

2.  Save money – Renewing before expiry can help you maintain your no-claim bonus or get early renewal discounts.

3.  Ensure medical protection – For health insurance, it guarantees continuous hospital and clinic access.

4.  Travel safely – For travelers, valid insurance is often mandatory for visa approval or airport checks.

In short, checking your insurance expiry date keeps your financial and legal status secure.

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How to Check Insurance Expiry Date in Saudi Arabia

There are several ways to check insurance expiry date depending on the type of policy you hold — vehicle, health, or travel.

Below are the easiest and most reliable methods.

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1. Check Vehicle Insurance Expiry Date via Absher

The Absher platform (run by the Ministry of Interior) allows residents and citizens to view all registered vehicles and their insurance details online.

Steps to Check:

1. Visit the Absher website (suggest external link: https://www.absher.sa).

2. Log in using your Absher username and password.

3. Click on “Vehicle Services” → “Vehicles”.

4. Select your vehicle from the list.

5. Under Insurance Information, you’ll see:

   • Insurance company name

   • Policy number

   • Insurance expiry date

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Tip: You can also download the Absher mobile app and check this under “My Vehicles” → “Details.”

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2. Check Vehicle Insurance Expiry via Najm (Without Absher Login)

If you don’t have Absher access, you can check using Najm, the official insurance verification portal.

Steps:

1. Visit Najm’s official website (suggest external link: https://www.najm.sa).

2. Go to “Insurance Validation”.

3. Enter:

   • Your National ID / Iqama number

   • Vehicle sequence number (found on your Istimara)

4. Click “Submit”.

5. The page will show:

   • Current insurance provider

   • Expiry date of your insurance policy

This method works even if you haven’t registered on Absher.

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3. Check Health Insurance Expiry Date via CCHI

The Council of Cooperative Health Insurance (CCHI) provides an online tool to check your health insurance validity and expiry.

Steps:

1. Visit CCHI’s official portal (suggest external link: https://www.cchi.gov.sa).

2. Go to “Insurance Service for Individuals”.

3. Enter:

   • Your Iqama number

   • Or border number (for new arrivals without an Iqama)

4. Enter the captcha code and click “OK”.

5. The system will display:

   • Insurance company name

   • Policy number

   • Coverage details

   • Expiry date

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Bonus: Many insurance companies also show health insurance expiry through their own apps or SMS notifications.

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4. Check Travel Insurance Expiry Date

If you purchased travel insurance (for Umrah, visit, or tourism), you can check your expiry date through:

• The insurance provider’s website, or

• The Saudi Ministry of Foreign Affairs (MOFA) portal.

Method via MOFA:

1. Go to MOFA’s e-services page (suggest external link: https://visa.mofa.gov.sa).

2. Click “Enquiry About Medical Insurance for Visitors.”

3. Enter your visa number and passport number.

4. Click “Search.”

You’ll see:

• Insurance provider name

• Policy number

• Insurance start and expiry date

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5. Check via Tawakkalna App (For Integrated Services)

The Tawakkalna app is another convenient way to check various information, including vehicle insurance and health coverage.

Steps:

1. Open the Tawakkalna Services App.

2. Go to “Digital Documents.”

3. Select your vehicle or health policy.

4. It will show the validity and expiry date directly linked with Absher or CCHI data.

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6. Check Insurance Expiry Date Through Your Insurance Company

Almost every licensed insurance company in Saudi Arabia offers an online “policy status” check.

Steps:

1. Visit your insurer’s website.

2. Go to “Policy Enquiry” or “Check Insurance Status.”

3. Enter your Iqama number, policy number, or vehicle plate number.

4. The result will display:

   • Policy details

   • Insurance expiry date

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   • Coverage type

Examples of major insurers:

• Tawuniya

• MedGulf

• Bupa Arabia

• Walaa Insurance

• AXA Cooperative Insurance

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How to Set Reminders for Insurance Expiry Dates

Since managing multiple insurance policies can be confusing, here’s how you can stay organized:

1. Use Absher or Tawakkalna Alerts

Both platforms automatically notify you when your vehicle or health insurance is about to expire.

2. Enable SMS/Email Alerts from Your Insurance Provider

Most insurers send renewal reminders 10–15 days before expiration.

3. Add to Your Calendar

Set recurring reminders in your phone calendar for vehicle, health, or travel insurance renewal dates.

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What Happens If You Miss Your Insurance Renewal?

Failing to renew on time can cause several issues:

Renewing on time ensures continuous protection and legal compliance.

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Tips to Manage Insurance Renewal Smoothly

1. Compare renewal offers early – Get quotes from at least 3 providers before expiry.

2. Use official portals only – Avoid unofficial sites claiming to “extend” your insurance.

3. Keep digital copies – Always keep screenshots or PDFs of your insurance policy.

4. Check accuracy – Ensure your vehicle plate number and Iqama are correctly listed.

5. Renew before expiry – Aim to renew at least 5 days before the end date.

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Example: How to Check Vehicle Insurance Expiry in Riyadh

Here’s a real-world example:

Ahmed, a resident of Riyadh, wants to renew his vehicle insurance. He follows these steps:

1. Logs in to Absher.sa.

2. Clicks on “My Vehicles” under Vehicle Services.

3. Selects his Toyota Corolla.

4. The system shows:

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   • Provider: Tawuniya Insurance

   • Policy number: 457890

   • Expiry Date: 24-Nov-2025

Ahmed sets a reminder in his phone and clicks “Renew” to extend his coverage instantly online.

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Frequently Asked Questions (FAQ)

1. How can I check my car insurance expiry date without Absher?

You can check via Najm’s Insurance Verification Service by entering your Iqama and vehicle sequence number.

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2. How can I check my health insurance expiry in Saudi Arabia?

Visit the CCHI website → “Insurance Service for Individuals” → enter your Iqama or border number to view expiry details.

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3. What happens if my car insurance expires in Saudi Arabia?

Driving without valid insurance can lead to traffic fines and vehicle impoundment. You must renew immediately to stay compliant.

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4. Can I renew my insurance before it expires?

Yes. You can renew anytime within 30 days before the expiry date to ensure continuous coverage.

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5. How do I check travel insurance expiry for Umrah or Visit Visa?

Visit MOFA’s visa services page → “Enquiry About Medical Insurance for Visitors” → enter your visa and passport numbers.

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Conclusion: Don’t Wait — Check Your Insurance Expiry Date Today

Whether it’s your vehicle, health, or travel insurance, knowing your insurance expiry date helps you stay protected and compliant with Saudi regulations.

With platforms like Absher, Najm, CCHI, and Tawakkalna, checking or renewing insurance takes less than 5 minutes.

Stay ahead, avoid penalties, and ensure peace of mind — because insurance is not just a policy, it’s your protection plan.

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Call-to-Action

Ready to check your insurance status?
Visit the Absher or CCHI website now to check your insurance expiry date and renew in seconds.

Also, explore our related guides:

• How to Renew Car Insurance in Saudi Arabia (internal link)

• How to Register in Absher (internal link)

• Visit the official Najm or CCHI websites for verified updates (external link).

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Key Takeaways

• Always know your insurance expiry date to avoid penalties.

• Check via Absher, Najm, CCHI, Tawakkalna, or your insurance provider.

• Set reminders and renew early for seamless protection.