Al Rajhi Bank, one of the largest Islamic banks in the world, offers a quick and secure way to open a current account online without visiting any branch. Whether you are a Saudi national or an expatriate with a valid Iqama, you can complete the process within minutes through the official website or the Al Rajhi mobile app.
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This guide explains every step, requirement, and important detail for opening your Al Rajhi Bank account online.
Check Eligibility and Requirements
Before you begin, make sure you meet the following conditions:
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Age: You must be 18 years or older.
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Identification:
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Saudis: Must have a valid National ID (بطاقة الهوية الوطنية).
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Expatriates: Must have a valid Iqama (residency permit).
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National Address: You must have a registered national address with Saudi Post (you can check or register at address.gov.sa).
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Mobile Number: You must have a mobile number linked to your ID/Iqama in your telecom provider’s system.
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Absher/Nafath Access: Needed for digital identity verification.
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Residency: You must currently live in Saudi Arabia.
Visit the Official Website or Mobile App
You can open your account through either of these methods:
1 – Website
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Navigate to Personal → Accounts → Current Account
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Click on “Open Your Account Online.”
2 – Mobile App
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Download the Al Rajhi Mobile App from the App Store or Google Play.
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Choose “Open New Account” and follow the on-screen steps.
Both options lead to the same online form where you enter your personal and financial details.
Fill in Your Personal Information
You’ll be asked to enter accurate personal information such as:
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Full Name (as shown on your ID/Iqama)
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Nationality
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Gender
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Date of Birth
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Marital Status
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Place of Birth
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National Address (city, district, street name, postal code, and building number)
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Email Address
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Mobile Number (for OTP verification)
Double-check that all details match your government records.
Enter Employment and Financial Details
Provide the following information:
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Occupation or job title
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Employer name
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Monthly income range
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Source of income (salary, business, etc.)
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Expected transactions (to comply with Saudi Central Bank regulations)
This step helps Al Rajhi Bank verify your eligibility and maintain compliance with anti-money laundering laws.
Verify Your Identity
Once you complete the form, you’ll need to verify your identity digitally.
You can do this through:
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Nafath: Saudi Arabia’s official e-verification platform connected to Absher.
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Log in using your Absher credentials to confirm your identity instantly.
If verification is successful, your account will be activated immediately without visiting a branch.
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Confirm and Receive Your Account Details
After successful verification:
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You will receive your IBAN (account number) on-screen and via SMS/email.
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Your Mada debit card (ATM card) will be delivered to your registered address within a few working days.
You can now log in to Al Rajhi Online Banking or the mobile app to:
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Transfer money locally or internationally
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Pay bills through SADAD
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View account balance and statements
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Make deposits or withdrawals via ATMs
If Online Verification Fails
If, for some reason, your identity cannot be verified through Absher or Nafath:
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The system will generate a reference number (PDF form).
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You must visit your nearest Al Rajhi branch with your ID/Iqama and reference form to complete the process manually.
Important Notes
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Account Type: The online process only supports a Current Account (personal use).
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Minimum Balance: No minimum balance is required to open the account.
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Fees: Opening and maintaining an account is free of charge.
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Joint Accounts: Not available via online registration (branch visit required).
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Account Limits: Some online accounts may have initial transaction limits until branch verification.
Tips for a Smooth Application
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Ensure your mobile number and national address are correctly registered before starting.
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Complete the entire process in one sitting to avoid a timeout.
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Use your Absher-linked Nafath app for instant verification.
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Keep your ID/Iqama nearby while filling out the form.
Final Thoughts
Opening an Al Rajhi Bank account online is one of the most convenient financial services available in Saudi Arabia. With just your ID, mobile number, and Absher verification, you can have a fully active account in less than 10 minutes—without any paperwork or branch visits.
To start the process today, visit:
👉 https://www.alrajhibank.com.sa/en/Personal/Accounts/Current-Account
